A debt collection agency, often just called 'collection agency,' is a company that will pursue individuals and businesses who still owe money on debts. Thus they will tend to work for creditors or lenders and will then try to return these groups' cash in return for a fee or often a percentage of that money. Many companies can use debt collectors, but mostly they will be used by those who lend a lot of money - banks, mortgage companies, debt consolidation services, car financing companies, and the like.
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